MedProMortgages

Mortgages Made Simple for employed and Self-Employed Healthcare Professionals in the UK

Specialist mortgage advice for NHS staff, locums, and medical professionals who work for themselves.

Struggling to get approved because you're self-employed or only short term employment history?

We help healthcare professionals like you secure competitive mortgage deals – even with complex income.

Looking to Get a Mortgage?

Securing a mortgage is one of the most important financial decisions you’ll make in your lifetime. So how do you ensure you're getting the best possible deal? Whether you're a first-time buyer or a seasoned landlord with a property portfolio, having the right mortgage product tailored to your needs is essential.

With so many options available, navigating remortgages or home moves can quickly become overwhelming. That’s where we come in. Our experienced team of independent mortgage advisors is here to take the pressure off and make the entire process simple and stress-free.

From the moment you speak with one of our friendly experts, we get to work—searching the market thoroughly to find the right deal for your circumstances. Our goal is to provide you with more than just a mortgage: we aim to give you confidence, peace of mind, and a secure future in your new home.

🙋‍♀️ Who We Help

We specialise in supporting:

NHS staff on bank or zero-hour contracts

Locum doctors, nurses, and healthcare workers Self-employed therapists practitioners Medical professionals with complex income structures

If you’re in healthcare and Employed or self-employed —we’ve got you COVERED

✅ Mortgage specialists for the healthcare sector

✅ We understand fluctuating income & multiple contracts

✅ Access to exclusive deals with major lenders

✅ Fast, friendly advice with no obligation

Frequently Asked Questions

What is a Mortgage ?

A mortgage is a loan secured by your property, allowing you to buy your home. If you fail to make mortgage payments, the lender can seize and sell the property to recover losses. In exchange for lending you the money, the lender charges interest. Throughout the mortgage term, you must repay both the borrowed amount and the accrued interest.

How much can I borrow ?

Typically, mortgage lenders may offer up to five times your salary, subject to various factors like age, dependants, and financial obligations. They assess affordability based on remaining income post-expenses.

I have bad credit can I still get a mortgage ?

Even with past credit issues like arrears, defaults, or bankruptcy, mortgage options exist, albeit with limitations and higher interest rates. Our experienced advisors can guide you through available options effectively.

What mortgage protection should I have ?

Though not obligatory for property purchase, insurance policies offer crucial support during hardships. Income protection covers mortgage payments if job loss occurs, while life insurance clears mortgage debt in case of death.

What is a Remortgage ?

Remortgaging involves replacing your current mortgage with a new one from a different lender. You might explore this option if your current mortgage deal has ended and you seek a more competitive offer. It could also be a consideration if your financial situation has shifted and you need to borrow additional funds. Remortgaging has various motivations, but it doesn’t entail relocating.

How long do I take my mortgage out for ?

The solution depends on your financial capacity. We strongly recommend consulting with a mortgage adviser to determine the most appropriate term for your situation.

What happens if I miss a payment, and what options do I have if I’m struggling to make payments?

We understand that financial difficulties can arise, and we want to work with you to find the best solution. If you miss a payment, it’s important to contact us immediately so we can discuss options, such as deferring the payment or restructuring your loan. We offer flexible repayment plans and support to help you get back on track. Our goal is to ensure you are not burdened with your loan, and we are committed to working with you through any challenges you may face.